OUR PRODUCTS
Our baskets of products are carefully chosen to meet money and capital
market investment horizon. Designed with the discerning customer in mind
and tailored to meet the needs of various income groups, ECL financial
products are flexible, friendly and high yielding.
Money Market Products
• Equator High Yield Account [EHA]
Targeted at High Networth Individuals (HNI); with a minimum investment
of N3,000,000.00 you are guaranteed a negotiated return of between 12%
- 16% per annum and qualify for our private banking programme if your
investment is in the region of N5 million and above.
• Equator Capital Account [ECA]
This account appeals to the medium income earner who is conscious of
building a wealth profile with adequate returns.
Minimum opening balance - N1,000,000.
• Equator General Account [EGA]
Your regular savings account designed for the lower end of the market.
Minimum Opening – N100,000. An attractive interest rate on this
account guarantees you a good return on investment.
• Equator Purpose Account [EPA]
This provides you with a target savings programme that enables you to
plan and save towards a project, holiday, marriage, education, household
equipment acquisition, festival, etc. Open an account with only 10%
of the estimated cost of the project and a regular deposit of fixed
amount over the period, Equator Capital guarantees you a return of 12%
of target amount.
This product particularly appeals to individuals who
are desirous of investing in the capital market but could not meet up
with the minimum opening transaction balance required for a regular
brokerage account. The customer uses a purpose account to build up funds
while earning competitive interest.
• Equator Private Banking
We render personalized financial services to discerning clients. We
manage your investment portfolio, pay your bills and offer custodian
services amongst others.
Credit Products
• Equator Leases
Get that much needed equipment, household items, vehicles, industrial
machines, etc that you need in your business and homes through our leasing
arrangements to free your cash flow at competitive interest rates.
• Equator Loans
Our loan schemes are arranged to enable you meet your working capital
needs, finance those important projects, meet your orders [LPO’s]
as well as very personal needs without tears.
Capital Market Products
ECL BASIC BROKERAGE ACCOUNT
(INDIVIDUALS & CORPORATE)
• Minimum account opening balance – N100,000
• Account is opened in the name of account holder in the CSCS
• Investments made on the instruction of account holder
• Access to professional investment advice
ECL BASIC PLUS BROKERAGE ACCOUNT
(INDIVIDUALS & CORPORATE)
• Minimum account opening balance – N250,000
• Access to professional investment advice
• Account holder can borrow against his portfolio
• Investment made on the instruction of Account holder
ECL PREMIUM BROKERAGE ACCOUNT
(INDIVIDUALS & CORPORATE)
• Minimum account opening balance – N1,000,000
• Assignment of an Account Officer
• Online access to portfolio movement
• Professional and investment advisory services
• Inclusion in circulation list of stock market update and our
monthly newsletter
• Account holder can borrow against his portfolio
ECL ASSET MANAGEMENT ACCOUNT
(INDIVIDUALS & CORPORATE)
• Minimum Account Opening balance of N5,000,000
• Account is opened as a nominee account in the CSCS (optional)
• Assignment of an Account Officer
• Online access to portfolio movement
• Management fee of 2.5% of portfolio at the point of valuation
• Professional and Investment advisory services
• Equator Capital is responsible for the choice of investment
subject to guidelines and parameters agreed with the account holder
• Delivery of CSCS certificates
• Inclusion in circulation list of the stock market update and
our monthly newsletter
